2020 BGN to CZK Historical Review

YEARLY HIGH

14.2471 CZK

YEARLY LOW

12.6971 CZK

YEARLY AVERAGE

13.5262 CZK

2020 BGN to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 14.2471. Conversely, the yearly low was recorded on February 17, dropping to 12.6971.

This high-to-low spread represents a total annual volatility of 1.5500 CZK. From a start-to-finish perspective, comparing the January average rate of 12.8949 to the December average rate of 13.4388, the exchange rate registered a net change of 4.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 14.2471 was up 7.00% compared to the 2019 peak of 13.3155, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 71,236 CZK

2019 Average 65,608 CZK

Yearly Trough Low 63,486 CZK

Transaction Impact: A difference of 7,749.80 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14.0565

12.7151

JanuMarcMayJulySeptNove

BGN to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.4713, compared to 13.5811 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1098 points.

H1 Avg (Jan–Jun) 13.4713

H2 Avg (Jul–Dec) 13.5811

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3154 CZK (High: 14.2197 / Low: 12.9043). On the other end, June was the most stable month, with a tight range of 0.1380 CZK (High: 13.7076 / Low: 13.5696).

March Spread (Volatile) ±1.3154

June Spread (Stable) ±0.1380

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3844 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3844

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 13.9447) against the same month in 2019 (average: 13.1183), the exchange rate shifted by +0.8264 (+6.30%).

2020 Avg (April) 13.9447

2019 Avg (April) 13.1183

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.9927	12.8249	12.8949
February	13.0242	12.6971	12.8268
March	14.2197	12.9043	13.5810
April	14.2471	13.7209	13.9447
May	14.1655	13.7566	13.9439
June	13.7076	13.5696	13.6362
July	13.6705	13.3712	13.5580
August	13.4765	13.3070	13.3812
September	13.9167	13.4062	13.6686
October	14.0361	13.7307	13.9121
November	13.9601	13.3564	13.5278
December	13.5518	13.3386	13.4388