2021 BGN to CZK Historical Review

YEARLY HIGH

13.5128 CZK

YEARLY LOW

12.6988 CZK

YEARLY AVERAGE

13.1133 CZK

2021 BGN to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 13.5128. Conversely, the yearly low was recorded on December 31, dropping to 12.6988.

This high-to-low spread represents a total annual volatility of 0.8140 CZK. From a start-to-finish perspective, comparing the January average rate of 13.3679 to the December average rate of 12.8984, the exchange rate registered a net change of -3.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.5128 was down 5.15% compared to the 2020 peak of 14.2471, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 67,564 CZK

2020 Average 67,641 CZK

Yearly Trough Low 63,494 CZK

Transaction Impact: A difference of 4,070.12 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.4308

12.8500

JanuMarcMayJulySeptNove

BGN to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.2203, compared to 13.0063 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2141 points.

H1 Avg (Jan–Jun) 13.2203

H2 Avg (Jul–Dec) 13.0063

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.3256 CZK (High: 13.0243 / Low: 12.6988). On the other end, June was the most stable month, with a tight range of 0.1100 CZK (High: 13.0647 / Low: 12.9547).

December Spread (Volatile) ±0.3256

June Spread (Stable) ±0.1100

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1965 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1965

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 13.3824) against the same month in 2020 (average: 13.5810), the exchange rate shifted by -0.1985 (-1.46%).

2021 Avg (March) 13.3824

2020 Avg (March) 13.5810

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.4244	13.3089	13.3679
February	13.4419	13.1293	13.2350
March	13.5128	13.3147	13.3824
April	13.3410	13.1925	13.2578
May	13.2355	12.9519	13.0613
June	13.0647	12.9547	13.0176
July	13.2165	13.0131	13.1012
August	13.0830	12.9668	13.0196
September	13.1210	12.9485	12.9934
October	13.1704	12.9324	13.0396
November	13.1682	12.8931	12.9853
December	13.0243	12.6988	12.8984