2012 BGN to GHS Historical Review

YEARLY HIGH

1.2884 GHS

YEARLY LOW

1.0748 GHS

YEARLY AVERAGE

1.2148 GHS

2012 BGN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 1.2884. Conversely, the yearly low was recorded on January 5, dropping to 1.0748.

This high-to-low spread represents a total annual volatility of 0.2136 GHS. From a start-to-finish perspective, comparing the January average rate of 1.1143 to the December average rate of 1.2714, the exchange rate registered a net change of 14.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.2884 was up 11.20% compared to the 2011 peak of 1.1586, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 6,442 GHS

2011 Average 5,495 GHS

Yearly Trough Low 5,374 GHS

Transaction Impact: A difference of 1,067.81 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.2871

1.0986

JanuMarcMayJulySeptNove

BGN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1840, compared to 1.2456 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0616 points.

H1 Avg (Jan–Jun) 1.1840

H2 Avg (Jul–Dec) 1.2456

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0849 GHS (High: 1.2152 / Low: 1.1304). On the other end, October was the most stable month, with a tight range of 0.0276 GHS (High: 1.2647 / Low: 1.2370).

March Spread (Volatile) ±0.0849

October Spread (Stable) ±0.0276

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0140 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0140

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.2714) against the same month in 2011 (average: 1.1046), the exchange rate shifted by +0.1668 (+15.11%).

2012 Avg (December) 1.2714

2011 Avg (December) 1.1046

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1518	1.0748	1.1143
February	1.1884	1.1159	1.1432
March	1.2152	1.1304	1.1730
April	1.2530	1.1852	1.2149
May	1.2519	1.1963	1.2329
June	1.2495	1.1843	1.2258
July	1.2501	1.2093	1.2263
August	1.2450	1.2171	1.2320
September	1.2820	1.2386	1.2538
October	1.2647	1.2370	1.2520
November	1.2663	1.2203	1.2380
December	1.2884	1.2488	1.2714