YEARLY HIGH
7.0032 GHS
YEARLY LOW
6.2723 GHS
YEARLY AVERAGE
6.6006 GHS

2026 BGN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 7.0032. Conversely, the yearly low was recorded on January 3, dropping to 6.2723.

This high-to-low spread represents a total annual volatility of 0.7309 GHS. From a start-to-finish perspective, comparing the January average rate of 6.4612 to the December average rate of 6.8712, the exchange rate registered a net change of 6.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 7.0032 was down 22.39% compared to the 2025 peak of 9.0232, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 35,016 GHS
2025 Average 36,368 GHS
Yearly Trough Low 31,361 GHS
Transaction Impact: A difference of 3,654.38 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

6.9167
6.3709
JanuMarcMayJuly

BGN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.5360, compared to 6.7945 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2584 points.

H1 Avg (Jan–Jun) 6.5360
H2 Avg (Jul–Dec) 6.7945

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.6309 GHS (High: 7.0032 / Low: 6.3722). On the other end, August was the most stable month, with a tight range of 0.0042 GHS (High: 6.8733 / Low: 6.8691).

June Spread (Volatile) ±0.6309
August Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1924 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1924

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 6.6994) against the same month in 2025 (average: 6.0625), the exchange rate shifted by +0.6369 (+10.51%).

2026 Avg (June) 6.6994
2025 Avg (June) 6.0625

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.7140 6.2723 6.4612
February 6.6982 6.4205 6.6087
March 6.4990 6.3387 6.4163
April 6.6669 6.4643 6.6005
May 6.7121 6.3628 6.4300
June 7.0032 6.3722 6.6994
July 6.8499 6.5944 6.7177
August 6.8733 6.8691 6.8712