YEARLY HIGH
4.7362 HKD
YEARLY LOW
4.0797 HKD
YEARLY AVERAGE
4.5041 HKD

2025 BGN to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 4.7362. Conversely, the yearly low was recorded on January 13, dropping to 4.0797.

This high-to-low spread represents a total annual volatility of 0.6565 HKD. From a start-to-finish perspective, comparing the January average rate of 4.1209 to the December average rate of 4.6608, the exchange rate registered a net change of 13.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.7362 was up 6.09% compared to the 2024 peak of 4.4645, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 23,681 HKD
2024 Average 21,587 HKD
Yearly Trough Low 20,398 HKD
Transaction Impact: A difference of 3,282.47 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.7452
4.0642
JanuMarcMayJulySeptNove

BGN to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3562, compared to 4.6519 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2957 points.

H1 Avg (Jan–Jun) 4.3562
H2 Avg (Jul–Dec) 4.6519

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2307 HKD (High: 4.5288 / Low: 4.2981). On the other end, November was the most stable month, with a tight range of 0.0587 HKD (High: 4.6232 / Low: 4.5645).

April Spread (Volatile) ±0.2307
November Spread (Stable) ±0.0587

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0416 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0416

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 4.6885) against the same month in 2024 (average: 4.3334), the exchange rate shifted by +0.3551 (+8.19%).

2025 Avg (July) 4.6885
2024 Avg (July) 4.3334

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1829 4.0797 4.1209
February 4.1804 4.0907 4.1447
March 4.3465 4.1264 4.2913
April 4.5288 4.2981 4.4558
May 4.5633 4.4227 4.4993
June 4.7298 4.5293 4.6252
July 4.7362 4.5814 4.6885
August 4.6978 4.6360 4.6642
September 4.7205 4.6416 4.6703
October 4.6708 4.5822 4.6287
November 4.6232 4.5645 4.5991
December 4.6896 4.6228 4.6608