YEARLY HIGH
4.7946 HKD
YEARLY LOW
4.5527 HKD
YEARLY AVERAGE
4.6493 HKD

2026 BGN to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 4.7946. Conversely, the yearly low was recorded on June 24, dropping to 4.5527.

This high-to-low spread represents a total annual volatility of 0.2419 HKD. From a start-to-finish perspective, comparing the January average rate of 4.6776 to the December average rate of 4.6238, the exchange rate registered a net change of -1.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.7946 was up 1.23% compared to the 2025 peak of 4.7362, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 23,973 HKD
2025 Average 22,531 HKD
Yearly Trough Low 22,763 HKD
Transaction Impact: A difference of 1,209.48 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.7406
4.5633
JanuMarcMayJuly

BGN to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6654, compared to 4.6009 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0645 points.

H1 Avg (Jan–Jun) 4.6654
H2 Avg (Jul–Dec) 4.6009

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1705 HKD (High: 4.7946 / Low: 4.6241). On the other end, August was the most stable month, with a tight range of 0.0009 HKD (High: 4.6242 / Low: 4.6233).

January Spread (Volatile) ±0.1705
August Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1007 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 4.6776) against the same month in 2025 (average: 4.1209), the exchange rate shifted by +0.5567 (+13.51%).

2026 Avg (January) 4.6776
2025 Avg (January) 4.1209

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7946 4.6241 4.6776
February 4.7569 4.7024 4.7258
March 4.7039 4.5707 4.6251
April 4.7285 4.6122 4.6819
May 4.6955 4.6566 4.6707
June 4.6658 4.5527 4.6114
July 4.6162 4.5592 4.5781
August 4.6242 4.6233 4.6238