2020 BGN to INR Historical Review

YEARLY HIGH

46.2668 INR

YEARLY LOW

39.5342 INR

YEARLY AVERAGE

43.2571 INR

2020 BGN to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 46.2668. Conversely, the yearly low was recorded on February 17, dropping to 39.5342.

This high-to-low spread represents a total annual volatility of 6.7325 INR. From a start-to-finish perspective, comparing the January average rate of 40.4589 to the December average rate of 45.8361, the exchange rate registered a net change of 13.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 46.2668 was up 10.36% compared to the 2019 peak of 41.9220, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 231,334 INR

2019 Average 201,480 INR

Yearly Trough Low 197,671 INR

Transaction Impact: A difference of 33,662.56 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

46.4229

39.3817

JanuMarcMayJulySeptNove

BGN to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.7898, compared to 44.7244 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.9346 points.

H1 Avg (Jan–Jun) 41.7898

H2 Avg (Jul–Dec) 44.7244

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.6457 INR (High: 43.3681 / Low: 40.7224). On the other end, September was the most stable month, with a tight range of 0.8160 INR (High: 44.5936 / Low: 43.7775).

March Spread (Volatile) ±2.6457

September Spread (Stable) ±0.8160

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.8212 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.8212

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 45.8361) against the same month in 2019 (average: 40.4339), the exchange rate shifted by +5.4023 (+13.36%).

2020 Avg (December) 45.8361

2019 Avg (December) 40.4339

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.0958	40.1443	40.4589
February	40.7224	39.5342	39.9684
March	43.3681	40.7224	42.1252
April	42.8960	41.8494	42.3570
May	42.8850	41.7085	42.2347
June	44.0249	42.8593	43.5944
July	45.3080	42.9155	43.8858
August	45.5569	44.4948	45.1131
September	44.5936	43.7775	44.2919
October	44.7800	43.9136	44.2692
November	45.2291	44.2626	44.9502
December	46.2668	45.3719	45.8361