2021 BGN to INR Historical Review

YEARLY HIGH

46.4208 INR

YEARLY LOW

42.7401 INR

YEARLY AVERAGE

44.7096 INR

2021 BGN to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 46.4208. Conversely, the yearly low was recorded on November 25, dropping to 42.7401.

This high-to-low spread represents a total annual volatility of 3.6807 INR. From a start-to-finish perspective, comparing the January average rate of 45.4973 to the December average rate of 43.5675, the exchange rate registered a net change of -4.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 46.4208 was up 0.33% compared to the 2020 peak of 46.2668, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 232,104 INR

2020 Average 216,346 INR

Yearly Trough Low 213,701 INR

Transaction Impact: A difference of 18,403.49 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

45.7430

43.2348

JanuMarcMayJulySeptNove

BGN to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.1821, compared to 44.2371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9450 points.

H1 Avg (Jan–Jun) 45.1821

H2 Avg (Jul–Dec) 44.2371

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.3877 INR (High: 46.4208 / Low: 44.0332). On the other end, July was the most stable month, with a tight range of 0.4517 INR (High: 45.2567 / Low: 44.8050).

April Spread (Volatile) ±2.3877

July Spread (Stable) ±0.4517

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.9825 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.9825

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 45.5340) against the same month in 2020 (average: 42.3570), the exchange rate shifted by +3.1770 (+7.50%).

2021 Avg (April) 45.5340

2020 Avg (April) 42.3570

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	46.1071	45.0802	45.4973
February	45.6569	44.6984	45.0463
March	45.2764	43.7280	44.2701
April	46.4208	44.0332	45.5340
May	45.7009	45.1356	45.4466
June	45.5585	44.9226	45.2982
July	45.2567	44.8050	45.0614
August	45.1274	44.0775	44.5957
September	44.6512	43.9663	44.3278
October	44.6850	43.9633	44.4263
November	44.3906	42.7401	43.4438
December	44.1299	43.0870	43.5675