YEARLY HIGH
1382.3301 KMF
YEARLY LOW
247.4172 KMF
YEARLY AVERAGE
254.7816 KMF

2021 BGN to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 1382.3301. Conversely, the yearly low was recorded on June 17, dropping to 247.4172.

This high-to-low spread represents a total annual volatility of 1134.9130 KMF. From a start-to-finish perspective, comparing the January average rate of 251.7461 to the December average rate of 288.2080, the exchange rate registered a net change of 14.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1382.3301 was down 89.15% compared to the 2020 peak of 12737.6802, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 6,911,651 KMF
2020 Average 1,429,767 KMF
Yearly Trough Low 1,237,086 KMF
Transaction Impact: A difference of 5,674,564.80 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

291.9194
247.3835
JanuMarcMayJulySeptNove

BGN to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 251.7638, compared to 257.7994 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.0356 points.

H1 Avg (Jan–Jun) 251.7638
H2 Avg (Jul–Dec) 257.7994

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 1131.9763 KMF (High: 1382.3301 / Low: 250.3538). On the other end, July was the most stable month, with a tight range of 1.3218 KMF (High: 252.5986 / Low: 251.2768).

December Spread (Volatile) ±1131.9763
July Spread (Stable) ±1.3218

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.9953 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.9953

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 288.2080) against the same month in 2020 (average: 654.5268), the exchange rate shifted by -366.3188 (-55.97%).

2021 Avg (December) 288.2080
2020 Avg (December) 654.5268

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 252.6881 250.1687 251.7461
February 252.3585 250.3966 251.6976
March 253.1681 249.1068 251.7201
April 255.0111 250.0911 252.3989
May 254.1351 249.9072 251.7912
June 252.2354 247.4172 251.2288
July 252.5986 251.2768 251.8532
August 253.0031 248.4022 251.0948
September 254.6170 251.1685 252.5757
October 252.4276 249.0103 251.5804
November 252.9467 248.7121 251.4840
December 1382.3301 250.3538 288.2080