2012 BGN to NGN Historical Review

YEARLY HIGH

108.5145 NGN

YEARLY LOW

98.2973 NGN

YEARLY AVERAGE

104.2791 NGN

2012 BGN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 108.5145. Conversely, the yearly low was recorded on August 16, dropping to 98.2973.

This high-to-low spread represents a total annual volatility of 10.2172 NGN. From a start-to-finish perspective, comparing the January average rate of 106.3361 to the December average rate of 105.3701, the exchange rate registered a net change of -0.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 108.5145 was down 7.91% compared to the 2011 peak of 117.8317, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 542,572 NGN

2011 Average 554,611 NGN

Yearly Trough Low 491,486 NGN

Transaction Impact: A difference of 51,086.09 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

107.7208

99.8928

JanuMarcMayJulySeptNove

BGN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 105.4976, compared to 103.0606 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.4370 points.

H1 Avg (Jan–Jun) 105.4976

H2 Avg (Jul–Dec) 103.0606

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 6.7041 NGN (High: 105.1177 / Low: 98.4135). On the other end, October was the most stable month, with a tight range of 2.0848 NGN (High: 105.5064 / Low: 103.4216).

July Spread (Volatile) ±6.7041

October Spread (Stable) ±2.0848

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 2.3897 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.3897

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 106.3361) against the same month in 2011 (average: 104.2830), the exchange rate shifted by +2.0531 (+1.97%).

2012 Avg (January) 106.3361

2011 Avg (January) 104.2830

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	108.5145	104.6968	106.3361
February	108.4489	104.8873	107.0684
March	107.4185	105.2510	106.3174
April	107.2697	105.0392	105.8370
May	106.2904	101.2156	103.6788
June	104.9522	101.0670	103.7476
July	105.1177	98.4135	101.3578
August	102.7428	98.2973	100.5452
September	105.5337	101.4981	103.5717
October	105.5064	103.4216	104.2757
November	104.4931	102.1787	103.2429
December	107.2171	103.7488	105.3701