2026 BGN to NGN Historical Review

YEARLY HIGH

868.0067 NGN

YEARLY LOW

794.1053 NGN

YEARLY AVERAGE

815.8733 NGN

2026 BGN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 868.0067. Conversely, the yearly low was recorded on July 29, dropping to 794.1053.

This high-to-low spread represents a total annual volatility of 73.9014 NGN. From a start-to-finish perspective, comparing the January average rate of 851.8663 to the December average rate of 802.8931, the exchange rate registered a net change of -5.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 868.0067 was down 7.32% compared to the 2025 peak of 936.5538, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,340,034 NGN

2025 Average 4,397,675 NGN

Yearly Trough Low 3,970,526 NGN

Transaction Impact: A difference of 369,507.14 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

856.8827

796.6860

JanuMarcMayJuly

BGN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 820.3985, compared to 802.2978 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 18.1007 points.

H1 Avg (Jan–Jun) 820.3985

H2 Avg (Jul–Dec) 802.2978

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 36.2206 NGN (High: 843.8718 / Low: 807.6512). On the other end, August was the most stable month, with a tight range of 2.4898 NGN (High: 804.3532 / Low: 801.8635).

February Spread (Volatile) ±36.2206

August Spread (Stable) ±2.4898

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 31.0031 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -31.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 851.8663) against the same month in 2025 (average: 821.5402), the exchange rate shifted by +30.3262 (+3.69%).

2026 Avg (January) 851.8663

2025 Avg (January) 821.5402

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	868.0067	840.0771	851.8663
February	843.8718	807.6512	820.8632
March	830.5135	794.5318	813.9951
April	826.1484	805.8796	813.6404
May	824.6215	816.7601	818.5235
June	816.3173	796.5923	803.5025
July	807.1970	794.1053	801.7024
August	804.3532	801.8635	802.8931