2020 BGN to NIO Historical Review

YEARLY HIGH

21.9058 NIO

YEARLY LOW

18.4865 NIO

YEARLY AVERAGE

20.0826 NIO

2020 BGN to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 21.9058. Conversely, the yearly low was recorded on March 19, dropping to 18.4865.

This high-to-low spread represents a total annual volatility of 3.4193 NIO. From a start-to-finish perspective, comparing the January average rate of 19.2709 to the December average rate of 21.6925, the exchange rate registered a net change of 12.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 21.9058 was up 12.35% compared to the 2019 peak of 19.4973, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 109,529 NIO

2019 Average 95,119 NIO

Yearly Trough Low 92,433 NIO

Transaction Impact: A difference of 17,096.28 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

21.9669

18.6742

JanuMarcMayJulySeptNove

BGN to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.1712, compared to 20.9939 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8227 points.

H1 Avg (Jan–Jun) 19.1712

H2 Avg (Jul–Dec) 20.9939

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 1.4274 NIO (High: 20.9897 / Low: 19.5623). On the other end, December was the most stable month, with a tight range of 0.3770 NIO (High: 21.9058 / Low: 21.5287).

July Spread (Volatile) ±1.4274

December Spread (Stable) ±0.3770

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2908 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2908

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 21.6925) against the same month in 2019 (average: 19.2453), the exchange rate shifted by +2.4472 (+12.72%).

2020 Avg (December) 21.6925

2019 Avg (December) 19.2453

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.4935	19.0980	19.2709
February	19.3624	18.7215	18.9801
March	19.8035	18.4865	19.1987
April	19.3439	18.6714	18.9486
May	19.3400	18.6514	18.9677
June	20.0210	19.3351	19.6612
July	20.9897	19.5623	20.2634
August	21.2588	20.7911	21.0297
September	21.2296	20.5999	20.9400
October	21.1170	20.6937	20.9153
November	21.3480	20.6892	21.1228
December	21.9058	21.5287	21.6925