YEARLY HIGH
22.2838 NIO
YEARLY LOW
19.2684 NIO
YEARLY AVERAGE
21.2484 NIO

2025 BGN to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 22.2838. Conversely, the yearly low was recorded on January 13, dropping to 19.2684.

This high-to-low spread represents a total annual volatility of 3.0155 NIO. From a start-to-finish perspective, comparing the January average rate of 19.4799 to the December average rate of 22.0343, the exchange rate registered a net change of 13.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 22.2838 was up 5.82% compared to the 2024 peak of 21.0584, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 111,419 NIO
2024 Average 101,756 NIO
Yearly Trough Low 96,342 NIO
Transaction Impact: A difference of 15,077.26 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

22.3042
19.2231
JanuMarcMayJulySeptNove

BGN to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.5687, compared to 21.9282 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3595 points.

H1 Avg (Jan–Jun) 20.5687
H2 Avg (Jul–Dec) 21.9282

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.1337 NIO (High: 21.4696 / Low: 20.3360). On the other end, November was the most stable month, with a tight range of 0.2855 NIO (High: 21.8802 / Low: 21.5946).

April Spread (Volatile) ±1.1337
November Spread (Stable) ±0.2855

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1662 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1662

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 22.0475) against the same month in 2024 (average: 20.9039), the exchange rate shifted by +1.1435 (+5.47%).

2025 Avg (September) 22.0475
2024 Avg (September) 20.9039

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 19.7365 19.2684 19.4799
February 19.7698 19.3977 19.6037
March 20.5736 19.4950 20.2942
April 21.4696 20.3360 21.1157
May 21.4621 20.8559 21.2399
June 22.1577 21.2445 21.6788
July 22.1951 21.4649 21.9658
August 22.0437 21.5354 21.9018
September 22.2838 21.9017 22.0475
October 22.0830 21.7139 21.8813
November 21.8802 21.5946 21.7386
December 22.1822 21.8636 22.0343