2020 BGN to NPR Historical Review

YEARLY HIGH

74.0766 NPR

YEARLY LOW

63.1097 NPR

YEARLY AVERAGE

69.1531 NPR

2020 BGN to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 74.0766. Conversely, the yearly low was recorded on February 19, dropping to 63.1097.

This high-to-low spread represents a total annual volatility of 10.9669 NPR. From a start-to-finish perspective, comparing the January average rate of 64.7001 to the December average rate of 73.3042, the exchange rate registered a net change of 13.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 74.0766 was up 10.41% compared to the 2019 peak of 67.0914, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 370,383 NPR

2019 Average 322,150 NPR

Yearly Trough Low 315,548 NPR

Transaction Impact: A difference of 54,834.54 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

74.2508

62.8914

JanuMarcMayJulySeptNove

BGN to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 66.7727, compared to 71.5336 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.7609 points.

H1 Avg (Jan–Jun) 66.7727

H2 Avg (Jul–Dec) 71.5336

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.8137 NPR (High: 68.9960 / Low: 65.1823). On the other end, December was the most stable month, with a tight range of 1.2744 NPR (High: 74.0766 / Low: 72.8022).

March Spread (Volatile) ±3.8137

December Spread (Stable) ±1.2744

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.4125 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.4125

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 73.3042) against the same month in 2019 (average: 64.6964), the exchange rate shifted by +8.6077 (+13.30%).

2020 Avg (December) 73.3042

2019 Avg (December) 64.6964

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	65.8303	64.1946	64.7001
February	65.1823	63.1097	63.8381
March	68.9960	65.1823	67.2131
April	68.4305	67.0573	67.6892
May	68.6802	66.6540	67.4751
June	70.5864	68.6513	69.7206
July	72.4390	68.6403	70.2429
August	72.7728	71.3503	72.1604
September	71.3581	70.0813	70.7479
October	71.5341	70.2162	70.8028
November	72.4456	70.8082	71.9432
December	74.0766	72.8022	73.3042