YEARLY HIGH
5.8949 SZL
YEARLY LOW
5.0460 SZL
YEARLY AVERAGE
5.3913 SZL

2012 BGN to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 5.8949. Conversely, the yearly low was recorded on March 13, dropping to 5.0460.

This high-to-low spread represents a total annual volatility of 0.8489 SZL. From a start-to-finish perspective, comparing the January average rate of 5.2796 to the December average rate of 5.7842, the exchange rate registered a net change of 9.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.8949 was up 1.00% compared to the 2011 peak of 5.8367, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 29,475 SZL
2011 Average 25,727 SZL
Yearly Trough Low 25,230 SZL
Transaction Impact: A difference of 4,244.52 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.8498
5.0617
JanuMarcMayJulySeptNove

BGN to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2562, compared to 5.5265 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2702 points.

H1 Avg (Jan–Jun) 5.2562
H2 Avg (Jul–Dec) 5.5265

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.3709 SZL (High: 5.8543 / Low: 5.4835). On the other end, April was the most stable month, with a tight range of 0.1643 SZL (High: 5.3627 / Low: 5.1985).

October Spread (Volatile) ±0.3709
April Spread (Stable) ±0.1643

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1792 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1792

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 5.7842) against the same month in 2011 (average: 5.5119), the exchange rate shifted by +0.2722 (+4.94%).

2012 Avg (December) 5.7842
2011 Avg (December) 5.5119

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.3798 5.2114 5.2796
February 5.2297 5.0501 5.1719
March 5.2248 5.0460 5.1274
April 5.3627 5.1985 5.2573
May 5.4369 5.1810 5.3376
June 5.4330 5.2584 5.3635
July 5.2813 5.1076 5.1843
August 5.4397 5.0768 5.2381
September 5.5844 5.3259 5.4456
October 5.8543 5.4835 5.7394
November 5.8873 5.6567 5.7672
December 5.8949 5.7098 5.7842