2025 BGN to SZL Historical Review

YEARLY HIGH

11.1480 SZL

YEARLY LOW

9.5861 SZL

YEARLY AVERAGE

10.3190 SZL

2025 BGN to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 11.1480. Conversely, the yearly low was recorded on January 6, dropping to 9.5861.

This high-to-low spread represents a total annual volatility of 1.5619 SZL. From a start-to-finish perspective, comparing the January average rate of 9.9141 to the December average rate of 10.0775, the exchange rate registered a net change of 1.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 11.1480 was up 4.14% compared to the 2024 peak of 10.7050, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 55,740 SZL

2024 Average 50,669 SZL

Yearly Trough Low 47,931 SZL

Transaction Impact: A difference of 7,809.47 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

10.8940

9.7458

JanuMarcMayJulySeptNove

BGN to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.2767, compared to 10.3613 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0845 points.

H1 Avg (Jan–Jun) 10.2767

H2 Avg (Jul–Dec) 10.3613

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.9994 SZL (High: 11.1480 / Low: 10.1486). On the other end, November was the most stable month, with a tight range of 0.1554 SZL (High: 10.2641 / Low: 10.1087).

April Spread (Volatile) ±0.9994

November Spread (Stable) ±0.1554

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2794 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2794

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 10.7983) against the same month in 2024 (average: 10.3381), the exchange rate shifted by +0.4602 (+4.45%).

2025 Avg (April) 10.7983

2024 Avg (April) 10.3381

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.0374	9.5861	9.9141
February	9.9433	9.7105	9.8415
March	10.2108	9.7873	10.0687
April	11.1480	10.1486	10.7983
May	10.8508	10.2910	10.5189
June	10.6943	10.3338	10.5188
July	10.6740	10.4620	10.5913
August	10.7167	10.4383	10.5557
September	10.5970	10.3286	10.4676
October	10.4282	10.1516	10.2892
November	10.2641	10.1087	10.1863
December	10.1932	9.9368	10.0775