YEARLY HIGH
0.6304 USD
YEARLY LOW
0.5728 USD
YEARLY AVERAGE
0.6049 USD

2021 BGN to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.6304. Conversely, the yearly low was recorded on November 24, dropping to 0.5728.

This high-to-low spread represents a total annual volatility of 0.0576 USD. From a start-to-finish perspective, comparing the January average rate of 0.6223 to the December average rate of 0.5777, the exchange rate registered a net change of -7.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6304 was up 0.37% compared to the 2020 peak of 0.6281, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 3,152 USD
2020 Average 2,919 USD
Yearly Trough Low 2,864 USD
Transaction Impact: A difference of 287.80 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6268
0.5733
JanuMarcMayJulySeptNove

BGN to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6161, compared to 0.5938 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0223 points.

H1 Avg (Jan–Jun) 0.6161
H2 Avg (Jul–Dec) 0.5938

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0204 USD (High: 0.5932 / Low: 0.5728). On the other end, July was the most stable month, with a tight range of 0.0054 USD (High: 0.6072 / Low: 0.6018).

November Spread (Volatile) ±0.0204
July Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0107 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0107

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.6223) against the same month in 2020 (average: 0.5677), the exchange rate shifted by +0.0546 (+9.62%).

2021 Avg (January) 0.6223
2020 Avg (January) 0.5677

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6304 0.6170 0.6223
February 0.6227 0.6124 0.6185
March 0.6179 0.5985 0.6082
April 0.6192 0.6009 0.6114
May 0.6264 0.6139 0.6209
June 0.6252 0.6059 0.6154
July 0.6072 0.6018 0.6047
August 0.6071 0.5969 0.6017
September 0.6077 0.5921 0.6023
October 0.5972 0.5894 0.5930
November 0.5932 0.5728 0.5833
December 0.5806 0.5748 0.5777