2014 BGN to XDR Historical Review

YEARLY HIGH

0.4583 XDR

YEARLY LOW

0.4287 XDR

YEARLY AVERAGE

0.4466 XDR

2014 BGN to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BGN to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.4583. Conversely, the yearly low was recorded on December 31, dropping to 0.4287.

This high-to-low spread represents a total annual volatility of 0.0296 XDR. From a start-to-finish perspective, comparing the January average rate of 0.4532 to the December average rate of 0.4324, the exchange rate registered a net change of -4.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4583 was up 0.28% compared to the 2013 peak of 0.4570, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 2,291 XDR

2013 Average 2,233 XDR

Yearly Trough Low 2,143 XDR

Transaction Impact: A difference of 148.08 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4588

0.4300

JanuMarcMayJulySeptNove

BGN to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4538, compared to 0.4395 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0143 points.

H1 Avg (Jan–Jun) 0.4538

H2 Avg (Jul–Dec) 0.4395

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0086 XDR (High: 0.4435 / Low: 0.4350). On the other end, April was the most stable month, with a tight range of 0.0025 XDR (High: 0.4569 / Low: 0.4544).

September Spread (Volatile) ±0.0086

April Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0065 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.4564) against the same month in 2013 (average: 0.4405), the exchange rate shifted by +0.0159 (+3.60%).

2014 Avg (March) 0.4564

2013 Avg (March) 0.4405

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4569	0.4505	0.4532
February	0.4548	0.4497	0.4530
March	0.4583	0.4544	0.4564
April	0.4569	0.4544	0.4558
May	0.4569	0.4513	0.4537
June	0.4522	0.4492	0.4507
July	0.4515	0.4467	0.4489
August	0.4476	0.4427	0.4459
September	0.4435	0.4350	0.4394
October	0.4390	0.4326	0.4356
November	0.4368	0.4327	0.4345
December	0.4354	0.4287	0.4324