2020 BGN to XDR Historical Review

YEARLY HIGH

0.4361 XDR

YEARLY LOW

0.4023 XDR

YEARLY AVERAGE

0.4188 XDR

2020 BGN to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.4361. Conversely, the yearly low was recorded on March 19, dropping to 0.4023.

This high-to-low spread represents a total annual volatility of 0.0338 XDR. From a start-to-finish perspective, comparing the January average rate of 0.4114 to the December average rate of 0.4326, the exchange rate registered a net change of 5.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4361 was up 3.26% compared to the 2019 peak of 0.4223, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 2,180 XDR

2019 Average 2,068 XDR

Yearly Trough Low 2,012 XDR

Transaction Impact: A difference of 168.78 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4351

0.4049

JanuMarcMayJulySeptNove

BGN to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4107, compared to 0.4269 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0161 points.

H1 Avg (Jan–Jun) 0.4107

H2 Avg (Jul–Dec) 0.4269

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0152 XDR (High: 0.4175 / Low: 0.4023). On the other end, January was the most stable month, with a tight range of 0.0052 XDR (High: 0.4142 / Low: 0.4090).

March Spread (Volatile) ±0.0152

January Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0045 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.4326) against the same month in 2019 (average: 0.4120), the exchange rate shifted by +0.0206 (+5.00%).

2020 Avg (December) 0.4326

2019 Avg (December) 0.4120

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4142	0.4090	0.4114
February	0.4119	0.4040	0.4077
March	0.4175	0.4023	0.4120
April	0.4107	0.4046	0.4074
May	0.4148	0.4053	0.4089
June	0.4213	0.4145	0.4171
July	0.4305	0.4165	0.4216
August	0.4321	0.4261	0.4285
September	0.4294	0.4229	0.4265
October	0.4292	0.4221	0.4259
November	0.4291	0.4214	0.4261
December	0.4361	0.4304	0.4326