2020 BHD to HRK Historical Review

YEARLY HIGH

18.9229 HRK

YEARLY LOW

16.2787 HRK

YEARLY AVERAGE

17.5350 HRK

2020 BHD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BHD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 18.9229. Conversely, the yearly low was recorded on December 30, dropping to 16.2787.

This high-to-low spread represents a total annual volatility of 2.6441 HRK. From a start-to-finish perspective, comparing the January average rate of 17.7811 to the December average rate of 16.4315, the exchange rate registered a net change of -7.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 18.9229 was up 4.93% compared to the 2019 peak of 18.0345, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BHD based on timing:

Yearly Peak High 94,614 HRK

2019 Average 87,896 HRK

Yearly Trough Low 81,394 HRK

Transaction Impact: A difference of 13,220.62 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

18.7110

16.2243

JanuMarcMayJulySeptNove

BHD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.1251, compared to 16.9449 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1803 points.

H1 Avg (Jan–Jun) 18.1251

H2 Avg (Jul–Dec) 16.9449

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.4681 HRK (High: 18.9229 / Low: 17.4548). On the other end, August was the most stable month, with a tight range of 0.2767 HRK (High: 16.9478 / Low: 16.6711).

March Spread (Volatile) ±1.4681

August Spread (Stable) ±0.2767

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.5977 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5977

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 18.1479) against the same month in 2019 (average: 17.4263), the exchange rate shifted by +0.7216 (+4.14%).

2020 Avg (March) 18.1479

2019 Avg (March) 17.4263

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.9178	17.5406	17.7811
February	18.3213	17.7979	18.1140
March	18.9229	17.4548	18.1479
April	18.7138	18.3145	18.5038
May	18.5503	18.1255	18.3822
June	18.0685	17.6333	17.8218
July	17.8442	16.7277	17.4295
August	16.9478	16.6711	16.8318
September	17.2109	16.7467	16.9725
October	17.2324	16.9444	17.0706
November	17.2483	16.7513	16.9332
December	16.5911	16.2787	16.4315