2021 BHD to HRK Historical Review

YEARLY HIGH

17.8179 HRK

YEARLY LOW

16.2516 HRK

YEARLY AVERAGE

16.8892 HRK

2021 BHD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BHD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 17.8179. Conversely, the yearly low was recorded on January 6, dropping to 16.2516.

This high-to-low spread represents a total annual volatility of 1.5664 HRK. From a start-to-finish perspective, comparing the January average rate of 16.4811 to the December average rate of 17.6480, the exchange rate registered a net change of 7.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 17.8179 was down 5.84% compared to the 2020 peak of 18.9229, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BHD based on timing:

Yearly Peak High 89,090 HRK

2020 Average 87,658 HRK

Yearly Trough Low 81,258 HRK

Transaction Impact: A difference of 7,831.84 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

17.7694

16.3126

JanuMarcMayJulySeptNove

BHD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.6228, compared to 17.1555 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5327 points.

H1 Avg (Jan–Jun) 16.6228

H2 Avg (Jul–Dec) 17.1555

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.6482 HRK (High: 17.8179 / Low: 17.1698). On the other end, December was the most stable month, with a tight range of 0.2056 HRK (High: 17.7408 / Low: 17.5352).

November Spread (Volatile) ±0.6482

December Spread (Stable) ±0.2056

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3534 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3534

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 17.4873) against the same month in 2020 (average: 16.9332), the exchange rate shifted by +0.5541 (+3.27%).

2021 Avg (November) 17.4873

2020 Avg (November) 16.9332

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.5920	16.2516	16.4811
February	16.7815	16.5134	16.6093
March	17.1272	16.6385	16.8978
April	17.0822	16.5255	16.7874
May	16.6534	16.2737	16.4340
June	16.7778	16.3024	16.5274
July	16.9913	16.7398	16.8286
August	17.0266	16.7393	16.8965
September	17.1711	16.7190	16.8919
October	17.2905	17.0624	17.1807
November	17.8179	17.1698	17.4873
December	17.7408	17.5352	17.6480