2020 BIF to AFN Historical Review

YEARLY HIGH

0.0415 AFN

YEARLY LOW

0.0395 AFN

YEARLY AVERAGE

0.0401 AFN

2020 BIF to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0415. Conversely, the yearly low was recorded on December 5, dropping to 0.0395.

This high-to-low spread represents a total annual volatility of 0.0020 AFN. From a start-to-finish perspective, comparing the January average rate of 0.0410 to the December average rate of 0.0397, the exchange rate registered a net change of -3.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0415 was down 6.26% compared to the 2019 peak of 0.0443, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 208 AFN

2019 Average 211 AFN

Yearly Trough Low 198 AFN

Transaction Impact: A difference of 9.93 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0411

0.0395

JanuMarcMayJulySeptNove

BIF to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0405, compared to 0.0398 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0405

H2 Avg (Jul–Dec) 0.0398

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0012 AFN (High: 0.0413 / Low: 0.0401). On the other end, November was the most stable month, with a tight range of 0.0001 AFN (High: 0.0398 / Low: 0.0396).

February Spread (Volatile) ±0.0012

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0410) against the same month in 2019 (average: 0.0418), the exchange rate shifted by -0.0009 (-2.05%).

2020 Avg (January) 0.0410

2019 Avg (January) 0.0418

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0415	0.0404	0.0410
February	0.0413	0.0401	0.0407
March	0.0408	0.0400	0.0403
April	0.0406	0.0399	0.0402
May	0.0405	0.0400	0.0402
June	0.0408	0.0402	0.0405
July	0.0404	0.0398	0.0401
August	0.0406	0.0397	0.0400
September	0.0399	0.0395	0.0398
October	0.0398	0.0396	0.0397
November	0.0398	0.0396	0.0397
December	0.0398	0.0395	0.0397