2021 BIF to AFN Historical Review

YEARLY HIGH

0.0591 AFN

YEARLY LOW

0.0392 AFN

YEARLY AVERAGE

0.0422 AFN

2021 BIF to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.0591. Conversely, the yearly low was recorded on May 10, dropping to 0.0392.

This high-to-low spread represents a total annual volatility of 0.0199 AFN. From a start-to-finish perspective, comparing the January average rate of 0.0397 to the December average rate of 0.0510, the exchange rate registered a net change of 28.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0591 was up 42.31% compared to the 2020 peak of 0.0415, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 295 AFN

2020 Average 201 AFN

Yearly Trough Low 196 AFN

Transaction Impact: A difference of 99.46 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0522

0.0384

JanuMarcMayJulySeptNove

BIF to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0397, compared to 0.0448 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 0.0397

H2 Avg (Jul–Dec) 0.0448

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0109 AFN (High: 0.0591 / Low: 0.0481). On the other end, June was the most stable month, with a tight range of 0.0005 AFN (High: 0.0401 / Low: 0.0396).

December Spread (Volatile) ±0.0109

June Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0510) against the same month in 2020 (average: 0.0397), the exchange rate shifted by +0.0113 (+28.58%).

2021 Avg (December) 0.0510

2020 Avg (December) 0.0397

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0403	0.0394	0.0397
February	0.0403	0.0394	0.0396
March	0.0400	0.0393	0.0396
April	0.0403	0.0393	0.0398
May	0.0399	0.0392	0.0395
June	0.0401	0.0396	0.0398
July	0.0413	0.0399	0.0404
August	0.0435	0.0402	0.0419
September	0.0448	0.0426	0.0436
October	0.0456	0.0447	0.0452
November	0.0483	0.0453	0.0465
December	0.0591	0.0481	0.0510