2020 BIF to BRL Historical Review

YEARLY HIGH

0.0031 BRL

YEARLY LOW

0.0021 BRL

YEARLY AVERAGE

0.0027 BRL

2020 BIF to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 12, valuing the pair at 0.0031. Conversely, the yearly low was recorded on January 1, dropping to 0.0021.

This high-to-low spread represents a total annual volatility of 0.0010 BRL. From a start-to-finish perspective, comparing the January average rate of 0.0022 to the December average rate of 0.0026, the exchange rate registered a net change of 20.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0031 was up 36.22% compared to the 2019 peak of 0.0023, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 16 BRL

2019 Average 11 BRL

Yearly Trough Low 11 BRL

Transaction Impact: A difference of 4.82 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0030

0.0021

JanuMarcMayJulySeptNove

BIF to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0026, compared to 0.0028 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0026

H2 Avg (Jul–Dec) 0.0028

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0004 BRL (High: 0.0027 / Low: 0.0024). On the other end, December was the most stable month, with a tight range of 0.0001 BRL (High: 0.0027 / Low: 0.0026).

March Spread (Volatile) ±0.0004

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.0029) against the same month in 2019 (average: 0.0022), the exchange rate shifted by +0.0008 (+35.46%).

2020 Avg (May) 0.0029

2019 Avg (May) 0.0022

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0023	0.0021	0.0022
February	0.0024	0.0022	0.0023
March	0.0027	0.0024	0.0026
April	0.0030	0.0027	0.0028
May	0.0031	0.0028	0.0029
June	0.0029	0.0025	0.0027
July	0.0028	0.0027	0.0027
August	0.0029	0.0027	0.0028
September	0.0029	0.0027	0.0028
October	0.0030	0.0029	0.0029
November	0.0030	0.0027	0.0028
December	0.0027	0.0026	0.0026