2025 BIF to BRL Historical Review

YEARLY HIGH

0.0021 BRL

YEARLY LOW

0.0018 BRL

YEARLY AVERAGE

0.0019 BRL

2025 BIF to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0021. Conversely, the yearly low was recorded on September 18, dropping to 0.0018.

This high-to-low spread represents a total annual volatility of 0.0004 BRL. From a start-to-finish perspective, comparing the January average rate of 0.0020 to the December average rate of 0.0018, the exchange rate registered a net change of -9.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0021 was down 6.59% compared to the 2024 peak of 0.0023, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 11 BRL

2024 Average 9 BRL

Yearly Trough Low 9 BRL

Transaction Impact: A difference of 1.77 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0021

0.0018

JanuMarcMayJulySeptNove

BIF to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0020, compared to 0.0018 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0020

H2 Avg (Jul–Dec) 0.0018

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0002 BRL (High: 0.0021 / Low: 0.0019). On the other end, November was the most stable month, with a tight range of 0.0000 BRL (High: 0.0018 / Low: 0.0018).

March Spread (Volatile) ±0.0002

November Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0001 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0020) against the same month in 2024 (average: 0.0017), the exchange rate shifted by +0.0003 (+19.02%).

2025 Avg (January) 0.0020

2024 Avg (January) 0.0017

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0021	0.0020	0.0020
February	0.0020	0.0019	0.0020
March	0.0021	0.0019	0.0020
April	0.0020	0.0019	0.0020
May	0.0020	0.0019	0.0019
June	0.0019	0.0018	0.0019
July	0.0019	0.0018	0.0019
August	0.0019	0.0018	0.0018
September	0.0018	0.0018	0.0018
October	0.0019	0.0018	0.0018
November	0.0018	0.0018	0.0018
December	0.0019	0.0018	0.0018