2015 BIF to GHS Historical Review

YEARLY HIGH

0.0028 GHS

YEARLY LOW

0.0020 GHS

YEARLY AVERAGE

0.0024 GHS

2015 BIF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 0.0028. Conversely, the yearly low was recorded on July 21, dropping to 0.0020.

This high-to-low spread represents a total annual volatility of 0.0008 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0021 to the December average rate of 0.0024, the exchange rate registered a net change of 17.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0028 was up 13.34% compared to the 2014 peak of 0.0025, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 14 GHS

2014 Average 10 GHS

Yearly Trough Low 10 GHS

Transaction Impact: A difference of 4.17 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0028

0.0020

JanuMarcMayJulySeptNove

BIF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0024, compared to 0.0024 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0024

H2 Avg (Jul–Dec) 0.0024

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0008 GHS (High: 0.0028 / Low: 0.0020). On the other end, April was the most stable month, with a tight range of 0.0000 GHS (High: 0.0025 / Low: 0.0024).

July Spread (Volatile) ±0.0008

April Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0005 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 0.0027) against the same month in 2014 (average: 0.0020), the exchange rate shifted by +0.0007 (+36.14%).

2015 Avg (June) 0.0027

2014 Avg (June) 0.0020

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0021	0.0020	0.0021
February	0.0022	0.0021	0.0022
March	0.0024	0.0022	0.0023
April	0.0025	0.0024	0.0024
May	0.0026	0.0025	0.0025
June	0.0028	0.0026	0.0027
July	0.0028	0.0020	0.0023
August	0.0028	0.0024	0.0026
September	0.0026	0.0024	0.0025
October	0.0025	0.0024	0.0024
November	0.0025	0.0024	0.0025
December	0.0025	0.0024	0.0024