2018 BIF to GHS Historical Review

YEARLY HIGH

0.0028 GHS

YEARLY LOW

0.0025 GHS

YEARLY AVERAGE

0.0026 GHS

2018 BIF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 25, valuing the pair at 0.0028. Conversely, the yearly low was recorded on April 2, dropping to 0.0025.

This high-to-low spread represents a total annual volatility of 0.0003 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0026 to the December average rate of 0.0027, the exchange rate registered a net change of 5.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0028 was down 0.28% compared to the 2017 peak of 0.0028, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 14 GHS

2017 Average 13 GHS

Yearly Trough Low 12 GHS

Transaction Impact: A difference of 1.60 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0027

0.0025

JanuMarcMayJulySeptNove

BIF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0026, compared to 0.0027 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0026

H2 Avg (Jul–Dec) 0.0027

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0001 GHS (High: 0.0028 / Low: 0.0027). On the other end, March was the most stable month, with a tight range of 0.0000 GHS (High: 0.0025 / Low: 0.0025).

December Spread (Volatile) ±0.0001

March Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0000 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 0.0027) against the same month in 2017 (average: 0.0025), the exchange rate shifted by +0.0002 (+6.30%).

2018 Avg (September) 0.0027

2017 Avg (September) 0.0025

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0026	0.0025	0.0026
February	0.0026	0.0025	0.0025
March	0.0025	0.0025	0.0025
April	0.0025	0.0025	0.0025
May	0.0027	0.0025	0.0026
June	0.0027	0.0026	0.0027
July	0.0027	0.0027	0.0027
August	0.0028	0.0027	0.0027
September	0.0028	0.0027	0.0027
October	0.0028	0.0026	0.0027
November	0.0028	0.0026	0.0027
December	0.0028	0.0027	0.0027