2016 BIF to HTG Historical Review

YEARLY HIGH

0.0403 HTG

YEARLY LOW

0.0363 HTG

YEARLY AVERAGE

0.0390 HTG

2016 BIF to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BIF to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.0403. Conversely, the yearly low was recorded on January 6, dropping to 0.0363.

This high-to-low spread represents a total annual volatility of 0.0040 HTG. From a start-to-finish perspective, comparing the January average rate of 0.0371 to the December average rate of 0.0397, the exchange rate registered a net change of 6.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0403 was up 9.46% compared to the 2015 peak of 0.0368, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 202 HTG

2015 Average 162 HTG

Yearly Trough Low 182 HTG

Transaction Impact: A difference of 20.14 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0403

0.0369

JanuMarcMayJulySeptNove

BIF to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0391, compared to 0.0389 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0391

H2 Avg (Jul–Dec) 0.0389

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0031 HTG (High: 0.0403 / Low: 0.0372). On the other end, May was the most stable month, with a tight range of 0.0004 HTG (High: 0.0402 / Low: 0.0398).

June Spread (Volatile) ±0.0031

May Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 0.0400) against the same month in 2015 (average: 0.0303), the exchange rate shifted by +0.0097 (+31.90%).

2016 Avg (April) 0.0400

2015 Avg (April) 0.0303

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0379	0.0363	0.0371
February	0.0394	0.0380	0.0387
March	0.0400	0.0391	0.0396
April	0.0403	0.0397	0.0400
May	0.0402	0.0398	0.0400
June	0.0403	0.0372	0.0391
July	0.0384	0.0379	0.0382
August	0.0389	0.0382	0.0386
September	0.0393	0.0387	0.0390
October	0.0393	0.0388	0.0390
November	0.0394	0.0384	0.0388
December	0.0402	0.0389	0.0397