2018 BIF to HTG Historical Review

YEARLY HIGH

0.0432 HTG

YEARLY LOW

0.0358 HTG

YEARLY AVERAGE

0.0380 HTG

2018 BIF to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.0432. Conversely, the yearly low was recorded on May 22, dropping to 0.0358.

This high-to-low spread represents a total annual volatility of 0.0074 HTG. From a start-to-finish perspective, comparing the January average rate of 0.0366 to the December average rate of 0.0421, the exchange rate registered a net change of 15.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0432 was up 5.56% compared to the 2017 peak of 0.0409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 216 HTG

2017 Average 189 HTG

Yearly Trough Low 179 HTG

Transaction Impact: A difference of 36.76 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0427

0.0358

JanuMarcMayJulySeptNove

BIF to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0366, compared to 0.0394 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.0366

H2 Avg (Jul–Dec) 0.0394

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0022 HTG (High: 0.0432 / Low: 0.0409). On the other end, September was the most stable month, with a tight range of 0.0003 HTG (High: 0.0393 / Low: 0.0389).

December Spread (Volatile) ±0.0022

September Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.0421) against the same month in 2017 (average: 0.0363), the exchange rate shifted by +0.0058 (+15.89%).

2018 Avg (December) 0.0421

2017 Avg (December) 0.0363

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0373	0.0361	0.0366
February	0.0366	0.0361	0.0363
March	0.0369	0.0361	0.0365
April	0.0369	0.0363	0.0366
May	0.0371	0.0358	0.0365
June	0.0377	0.0362	0.0371
July	0.0383	0.0365	0.0375
August	0.0391	0.0371	0.0379
September	0.0393	0.0389	0.0391
October	0.0403	0.0385	0.0395
November	0.0411	0.0396	0.0404
December	0.0432	0.0409	0.0421