2020 BIF to IRR Historical Review

YEARLY HIGH

34.4242 IRR

YEARLY LOW

21.6256 IRR

YEARLY AVERAGE

22.0330 IRR

2020 BIF to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 34.4242. Conversely, the yearly low was recorded on December 5, dropping to 21.6256.

This high-to-low spread represents a total annual volatility of 12.7986 IRR. From a start-to-finish perspective, comparing the January average rate of 22.3408 to the December average rate of 21.6761, the exchange rate registered a net change of -2.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 34.4242 was up 43.87% compared to the 2019 peak of 23.9278, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 172,121 IRR

2019 Average 114,454 IRR

Yearly Trough Low 108,128 IRR

Transaction Impact: A difference of 63,992.94 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

22.4073

21.6096

JanuMarcMayJulySeptNove

BIF to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.2204, compared to 21.8456 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3748 points.

H1 Avg (Jan–Jun) 22.2204

H2 Avg (Jul–Dec) 21.8456

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 12.5987 IRR (High: 34.4242 / Low: 21.8255). On the other end, December was the most stable month, with a tight range of 0.0779 IRR (High: 21.7035 / Low: 21.6256).

July Spread (Volatile) ±12.5987

December Spread (Stable) ±0.0779

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4568 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.4568

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 22.2889) against the same month in 2019 (average: 22.8416), the exchange rate shifted by -0.5527 (-2.42%).

2020 Avg (July) 22.2889

2019 Avg (July) 22.8416

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.4099	22.2651	22.3408
February	22.3819	22.2660	22.3027
March	22.4654	22.1444	22.2674
April	22.4062	22.0667	22.2060
May	22.2833	22.0330	22.1267
June	22.1617	21.9420	22.0789
July	34.4242	21.8255	22.2889
August	21.8946	21.7736	21.8321
September	21.8387	21.7469	21.7996
October	21.8064	21.7036	21.7614
November	21.7633	21.6805	21.7154
December	21.7035	21.6256	21.6761