YEARLY HIGH
14.4549 IRR
YEARLY LOW
14.0522 IRR
YEARLY AVERAGE
14.2412 IRR

2025 BIF to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 14.4549. Conversely, the yearly low was recorded on February 2, dropping to 14.0522.

This high-to-low spread represents a total annual volatility of 0.4027 IRR. From a start-to-finish perspective, comparing the January average rate of 14.2764 to the December average rate of 14.2308, the exchange rate registered a net change of -0.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 14.4549 was down 2.30% compared to the 2024 peak of 14.7947, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 72,275 IRR
2024 Average 72,968 IRR
Yearly Trough Low 70,261 IRR
Transaction Impact: A difference of 2,013.71 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

14.3029
14.1677
JanuMarcMayJulySeptNove

BIF to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.2582, compared to 14.2243 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0338 points.

H1 Avg (Jan–Jun) 14.2582
H2 Avg (Jul–Dec) 14.2243

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.3533 IRR (High: 14.4055 / Low: 14.0522). On the other end, December was the most stable month, with a tight range of 0.0895 IRR (High: 14.2740 / Low: 14.1845).

February Spread (Volatile) ±0.3533
December Spread (Stable) ±0.0895

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0566 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0566

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 14.2617) against the same month in 2024 (average: 14.6956), the exchange rate shifted by -0.4338 (-2.95%).

2025 Avg (March) 14.2617
2024 Avg (March) 14.6956

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.4358 14.1652 14.2764
February 14.4055 14.0522 14.2496
March 14.4549 14.1660 14.2617
April 14.4444 14.1479 14.2346
May 14.4149 14.1345 14.2916
June 14.3282 14.1375 14.2350
July 14.3925 14.1170 14.2175
August 14.3459 14.1056 14.1871
September 14.3441 14.0568 14.1790
October 14.3248 14.1126 14.2559
November 14.3785 14.1942 14.2757
December 14.2740 14.1845 14.2308