YEARLY HIGH
4.8102 LAK
YEARLY LOW
4.6936 LAK
YEARLY AVERAGE
4.7345 LAK

2020 BIF to LAK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to LAK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 29, valuing the pair at 4.8102. Conversely, the yearly low was recorded on March 16, dropping to 4.6936.

This high-to-low spread represents a total annual volatility of 0.1166 LAK. From a start-to-finish perspective, comparing the January average rate of 4.7137 to the December average rate of 4.7809, the exchange rate registered a net change of 1.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.8102 was up 0.73% compared to the 2019 peak of 4.7755, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 24,051 LAK
2019 Average 23,631 LAK
Yearly Trough Low 23,468 LAK
Transaction Impact: A difference of 582.81 LAK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.7907
4.6965
JanuMarcMayJulySeptNove

BIF to LAK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7204, compared to 4.7485 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0280 points.

H1 Avg (Jan–Jun) 4.7204
H2 Avg (Jul–Dec) 4.7485

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0695 LAK (High: 4.7707 / Low: 4.7013). On the other end, December was the most stable month, with a tight range of 0.0192 LAK (High: 4.7879 / Low: 4.7686).

April Spread (Volatile) ±0.0695
December Spread (Stable) ±0.0192

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0248 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0248

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 4.7774) against the same month in 2019 (average: 4.7505), the exchange rate shifted by +0.0269 (+0.57%).

2020 Avg (October) 4.7774
2019 Avg (October) 4.7505

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7462 4.6959 4.7137
February 4.7202 4.6986 4.7126
March 4.7470 4.6936 4.7127
April 4.7707 4.7013 4.7275
May 4.7599 4.7102 4.7270
June 4.7460 4.7043 4.7292
July 4.7346 4.6936 4.7044
August 4.7491 4.7019 4.7152
September 4.7789 4.7110 4.7302
October 4.8102 4.7679 4.7774
November 4.7901 4.7706 4.7828
December 4.7879 4.7686 4.7809