YEARLY HIGH
5.9678 LAK
YEARLY LOW
4.7628 LAK
YEARLY AVERAGE
4.9342 LAK

2021 BIF to LAK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to LAK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 5.9678. Conversely, the yearly low was recorded on January 29, dropping to 4.7628.

This high-to-low spread represents a total annual volatility of 1.2051 LAK. From a start-to-finish perspective, comparing the January average rate of 4.7877 to the December average rate of 5.5483, the exchange rate registered a net change of 15.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.9678 was up 24.07% compared to the 2020 peak of 4.8102, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 29,839 LAK
2020 Average 23,672 LAK
Yearly Trough Low 23,814 LAK
Transaction Impact: A difference of 6,025.44 LAK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.6249
4.7061
JanuMarcMayJulySeptNove

BIF to LAK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7936, compared to 5.0748 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2812 points.

H1 Avg (Jan–Jun) 4.7936
H2 Avg (Jul–Dec) 5.0748

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.5225 LAK (High: 5.9678 / Low: 5.4453). On the other end, June was the most stable month, with a tight range of 0.0144 LAK (High: 4.7899 / Low: 4.7755).

December Spread (Volatile) ±0.5225
June Spread (Stable) ±0.0144

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0282 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0282

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 5.5483) against the same month in 2020 (average: 4.7809), the exchange rate shifted by +0.7674 (+16.05%).

2021 Avg (December) 5.5483
2020 Avg (December) 4.7809

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8102 4.7628 4.7877
February 4.8065 4.7654 4.7898
March 4.8250 4.7773 4.7971
April 4.8383 4.7789 4.8164
May 4.8242 4.7698 4.7882
June 4.7899 4.7755 4.7827
July 4.8211 4.7769 4.8014
August 4.8426 4.8167 4.8296
September 4.9856 4.8145 4.8679
October 5.1652 4.9737 5.0755
November 5.4476 5.1559 5.3262
December 5.9678 5.4453 5.5483