2015 BIF to MYR Historical Review

YEARLY HIGH

0.0029 MYR

YEARLY LOW

0.0022 MYR

YEARLY AVERAGE

0.0025 MYR

2015 BIF to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 4, valuing the pair at 0.0029. Conversely, the yearly low was recorded on January 3, dropping to 0.0022.

This high-to-low spread represents a total annual volatility of 0.0006 MYR. From a start-to-finish perspective, comparing the January average rate of 0.0023 to the December average rate of 0.0028, the exchange rate registered a net change of 20.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0029 was up 27.13% compared to the 2014 peak of 0.0022, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 14 MYR

2014 Average 11 MYR

Yearly Trough Low 11 MYR

Transaction Impact: A difference of 3.06 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0028

0.0022

JanuMarcMayJulySeptNove

BIF to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0023, compared to 0.0027 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0023

H2 Avg (Jul–Dec) 0.0027

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0003 MYR (High: 0.0027 / Low: 0.0025). On the other end, March was the most stable month, with a tight range of 0.0001 MYR (High: 0.0024 / Low: 0.0023).

August Spread (Volatile) ±0.0003

March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.0027) against the same month in 2014 (average: 0.0021), the exchange rate shifted by +0.0006 (+30.18%).

2015 Avg (October) 0.0027

2014 Avg (October) 0.0021

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0023	0.0022	0.0023
February	0.0023	0.0023	0.0023
March	0.0024	0.0023	0.0023
April	0.0024	0.0023	0.0023
May	0.0023	0.0023	0.0023
June	0.0024	0.0023	0.0024
July	0.0025	0.0023	0.0024
August	0.0027	0.0025	0.0026
September	0.0029	0.0027	0.0028
October	0.0029	0.0026	0.0027
November	0.0028	0.0027	0.0028
December	0.0028	0.0027	0.0028