2016 BIF to MYR Historical Review

YEARLY HIGH

0.0028 MYR

YEARLY LOW

0.0024 MYR

YEARLY AVERAGE

0.0026 MYR

2016 BIF to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BIF to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 0.0028. Conversely, the yearly low was recorded on July 14, dropping to 0.0024.

This high-to-low spread represents a total annual volatility of 0.0005 MYR. From a start-to-finish perspective, comparing the January average rate of 0.0028 to the December average rate of 0.0027, the exchange rate registered a net change of -4.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0028 was down 0.51% compared to the 2015 peak of 0.0029, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 14 MYR

2015 Average 12 MYR

Yearly Trough Low 12 MYR

Transaction Impact: A difference of 2.32 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0028

0.0024

JanuMarcMayJulySeptNove

BIF to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0026, compared to 0.0025 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0026

H2 Avg (Jul–Dec) 0.0025

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0003 MYR (High: 0.0027 / Low: 0.0024). On the other end, September was the most stable month, with a tight range of 0.0001 MYR (High: 0.0025 / Low: 0.0024).

June Spread (Volatile) ±0.0003

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0028) against the same month in 2015 (average: 0.0023), the exchange rate shifted by +0.0005 (+21.53%).

2016 Avg (January) 0.0028

2015 Avg (January) 0.0023

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0028	0.0026	0.0028
February	0.0027	0.0027	0.0027
March	0.0027	0.0025	0.0026
April	0.0025	0.0025	0.0025
May	0.0026	0.0025	0.0026
June	0.0027	0.0024	0.0025
July	0.0025	0.0024	0.0024
August	0.0024	0.0024	0.0024
September	0.0025	0.0024	0.0025
October	0.0025	0.0025	0.0025
November	0.0027	0.0025	0.0026
December	0.0027	0.0026	0.0027