2012 BIF to PLN Historical Review

YEARLY HIGH

0.0027 PLN

YEARLY LOW

0.0020 PLN

YEARLY AVERAGE

0.0023 PLN

2012 BIF to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.0027. Conversely, the yearly low was recorded on December 27, dropping to 0.0020.

This high-to-low spread represents a total annual volatility of 0.0007 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0026 to the December average rate of 0.0020, the exchange rate registered a net change of -21.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0027 was down 2.17% compared to the 2011 peak of 0.0028, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 14 PLN

2011 Average 12 PLN

Yearly Trough Low 10 PLN

Transaction Impact: A difference of 3.59 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0027

0.0020

JanuMarcMayJulySeptNove

BIF to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0025, compared to 0.0022 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0025

H2 Avg (Jul–Dec) 0.0022

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0002 PLN (High: 0.0027 / Low: 0.0025). On the other end, August was the most stable month, with a tight range of 0.0001 PLN (High: 0.0023 / Low: 0.0023).

January Spread (Volatile) ±0.0002

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0026) against the same month in 2011 (average: 0.0026), the exchange rate shifted by +0.0000 (+1.67%).

2012 Avg (January) 0.0026

2011 Avg (January) 0.0026

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0027	0.0025	0.0026
February	0.0025	0.0024	0.0024
March	0.0025	0.0024	0.0024
April	0.0025	0.0023	0.0024
May	0.0025	0.0023	0.0024
June	0.0026	0.0024	0.0024
July	0.0024	0.0023	0.0024
August	0.0023	0.0023	0.0023
September	0.0023	0.0021	0.0022
October	0.0022	0.0021	0.0021
November	0.0022	0.0021	0.0022
December	0.0021	0.0020	0.0020