2020 BIF to PLN Historical Review

YEARLY HIGH

0.0023 PLN

YEARLY LOW

0.0019 PLN

YEARLY AVERAGE

0.0020 PLN

2020 BIF to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0023. Conversely, the yearly low was recorded on December 17, dropping to 0.0019.

This high-to-low spread represents a total annual volatility of 0.0004 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0020 to the December average rate of 0.0019, the exchange rate registered a net change of -6.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0023 was up 4.62% compared to the 2019 peak of 0.0022, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 11 PLN

2019 Average 10 PLN

Yearly Trough Low 9 PLN

Transaction Impact: A difference of 2.05 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0022

0.0019

JanuMarcMayJulySeptNove

BIF to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0021, compared to 0.0020 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0021

H2 Avg (Jul–Dec) 0.0020

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0003 PLN (High: 0.0023 / Low: 0.0020). On the other end, August was the most stable month, with a tight range of 0.0000 PLN (High: 0.0019 / Low: 0.0019).

March Spread (Volatile) ±0.0003

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0021) against the same month in 2019 (average: 0.0021), the exchange rate shifted by +0.0000 (+1.46%).

2020 Avg (March) 0.0021

2019 Avg (March) 0.0021

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0021	0.0020	0.0020
February	0.0021	0.0020	0.0021
March	0.0023	0.0020	0.0021
April	0.0022	0.0022	0.0022
May	0.0022	0.0021	0.0022
June	0.0021	0.0020	0.0021
July	0.0021	0.0019	0.0020
August	0.0019	0.0019	0.0019
September	0.0020	0.0019	0.0020
October	0.0020	0.0020	0.0020
November	0.0020	0.0019	0.0020
December	0.0019	0.0019	0.0019