2014 BIF to SBD Historical Review

YEARLY HIGH

0.0049 SBD

YEARLY LOW

0.0046 SBD

YEARLY AVERAGE

0.0047 SBD

2014 BIF to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 0.0049. Conversely, the yearly low was recorded on January 26, dropping to 0.0046.

This high-to-low spread represents a total annual volatility of 0.0003 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0047 to the December average rate of 0.0048, the exchange rate registered a net change of 3.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0049 was up 3.31% compared to the 2013 peak of 0.0048, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 25 SBD

2013 Average 23 SBD

Yearly Trough Low 23 SBD

Transaction Impact: A difference of 1.48 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0049

0.0046

JanuMarcMayJulySeptNove

BIF to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0047, compared to 0.0047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0047

H2 Avg (Jul–Dec) 0.0047

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0002 SBD (High: 0.0049 / Low: 0.0048). On the other end, March was the most stable month, with a tight range of 0.0000 SBD (High: 0.0047 / Low: 0.0047).

December Spread (Volatile) ±0.0002

March Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0000 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0048) against the same month in 2013 (average: 0.0046), the exchange rate shifted by +0.0002 (+3.98%).

2014 Avg (December) 0.0048

2013 Avg (December) 0.0046

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0047	0.0046	0.0047
February	0.0047	0.0047	0.0047
March	0.0047	0.0047	0.0047
April	0.0047	0.0047	0.0047
May	0.0048	0.0047	0.0047
June	0.0047	0.0047	0.0047
July	0.0047	0.0046	0.0047
August	0.0047	0.0046	0.0047
September	0.0048	0.0047	0.0047
October	0.0048	0.0047	0.0047
November	0.0048	0.0047	0.0048
December	0.0049	0.0048	0.0048