2015 BIF to SBD Historical Review

YEARLY HIGH

0.0053 SBD

YEARLY LOW

0.0048 SBD

YEARLY AVERAGE

0.0050 SBD

2015 BIF to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0053. Conversely, the yearly low was recorded on January 21, dropping to 0.0048.

This high-to-low spread represents a total annual volatility of 0.0005 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0049 to the December average rate of 0.0052, the exchange rate registered a net change of 7.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0053 was up 7.53% compared to the 2014 peak of 0.0049, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 27 SBD

2014 Average 24 SBD

Yearly Trough Low 24 SBD

Transaction Impact: A difference of 2.57 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0052

0.0048

JanuMarcMayJulySeptNove

BIF to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0049, compared to 0.0051 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0049

H2 Avg (Jul–Dec) 0.0051

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0003 SBD (High: 0.0051 / Low: 0.0048). On the other end, August was the most stable month, with a tight range of 0.0001 SBD (High: 0.0052 / Low: 0.0051).

July Spread (Volatile) ±0.0003

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.0052) against the same month in 2014 (average: 0.0048), the exchange rate shifted by +0.0004 (+7.72%).

2015 Avg (December) 0.0052

2014 Avg (December) 0.0048

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0049	0.0048	0.0049
February	0.0050	0.0048	0.0049
March	0.0050	0.0049	0.0049
April	0.0050	0.0049	0.0050
May	0.0050	0.0049	0.0049
June	0.0051	0.0049	0.0050
July	0.0051	0.0048	0.0049
August	0.0052	0.0051	0.0051
September	0.0052	0.0051	0.0051
October	0.0052	0.0050	0.0051
November	0.0052	0.0050	0.0051
December	0.0053	0.0051	0.0052