2018 BIF to SGD Historical Review

YEARLY HIGH

0.0008 SGD

YEARLY LOW

0.0007 SGD

YEARLY AVERAGE

0.0008 SGD

2018 BIF to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 6, valuing the pair at 0.0008. Conversely, the yearly low was recorded on April 4, dropping to 0.0007.

This high-to-low spread represents a total annual volatility of 0.0000 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0007 to the December average rate of 0.0008, the exchange rate registered a net change of 1.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0008 was down 9.94% compared to the 2017 peak of 0.0009, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 4 SGD

2017 Average 4 SGD

Yearly Trough Low 4 SGD

Transaction Impact: A difference of 0.23 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0008

0.0007

JanuMarcMayJulySeptNove

BIF to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0008, compared to 0.0008 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0008

H2 Avg (Jul–Dec) 0.0008

Volatility Range Comparison

Volatility

The most volatile month in 2018 was June, with a trading range of 0.0000 SGD (High: 0.0008 / Low: 0.0007). On the other end, February was the most stable month, with a tight range of 0.0000 SGD (High: 0.0008 / Low: 0.0007).

June Spread (Volatile) ±0.0000

February Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0000 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 0.0008) against the same month in 2017 (average: 0.0008), the exchange rate shifted by -0.0000 (-0.66%).

2018 Avg (October) 0.0008

2017 Avg (October) 0.0008

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0008	0.0007	0.0007
February	0.0008	0.0007	0.0007
March	0.0008	0.0007	0.0007
April	0.0008	0.0007	0.0007
May	0.0008	0.0007	0.0008
June	0.0008	0.0007	0.0008
July	0.0008	0.0008	0.0008
August	0.0008	0.0008	0.0008
September	0.0008	0.0008	0.0008
October	0.0008	0.0008	0.0008
November	0.0008	0.0008	0.0008
December	0.0008	0.0008	0.0008