2020 BIF to SGD Historical Review

YEARLY HIGH

0.0008 SGD

YEARLY LOW

0.0007 SGD

YEARLY AVERAGE

0.0007 SGD

2020 BIF to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0008. Conversely, the yearly low was recorded on December 31, dropping to 0.0007.

This high-to-low spread represents a total annual volatility of 0.0001 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0007 to the December average rate of 0.0007, the exchange rate registered a net change of -4.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0008 was up 0.87% compared to the 2019 peak of 0.0008, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 4 SGD

2019 Average 4 SGD

Yearly Trough Low 3 SGD

Transaction Impact: A difference of 0.46 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0008

0.0007

JanuMarcMayJulySeptNove

BIF to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0007, compared to 0.0007 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0007

H2 Avg (Jul–Dec) 0.0007

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0000 SGD (High: 0.0008 / Low: 0.0007). On the other end, October was the most stable month, with a tight range of 0.0000 SGD (High: 0.0007 / Low: 0.0007).

March Spread (Volatile) ±0.0000

October Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0000 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0007) against the same month in 2019 (average: 0.0007), the exchange rate shifted by +0.0000 (+0.67%).

2020 Avg (March) 0.0007

2019 Avg (March) 0.0007

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0007	0.0007	0.0007
February	0.0007	0.0007	0.0007
March	0.0008	0.0007	0.0007
April	0.0008	0.0007	0.0008
May	0.0008	0.0007	0.0007
June	0.0007	0.0007	0.0007
July	0.0007	0.0007	0.0007
August	0.0007	0.0007	0.0007
September	0.0007	0.0007	0.0007
October	0.0007	0.0007	0.0007
November	0.0007	0.0007	0.0007
December	0.0007	0.0007	0.0007