2013 BIF to STD Historical Review

YEARLY HIGH

12.5070 STD

YEARLY LOW

11.4287 STD

YEARLY AVERAGE

11.9215 STD

2013 BIF to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 6, valuing the pair at 12.5070. Conversely, the yearly low was recorded on February 3, dropping to 11.4287.

This high-to-low spread represents a total annual volatility of 1.0783 STD. From a start-to-finish perspective, comparing the January average rate of 12.1782 to the December average rate of 11.5891, the exchange rate registered a net change of -4.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 12.5070 was down 16.72% compared to the 2012 peak of 15.0183, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 62,535 STD

2012 Average 68,341 STD

Yearly Trough Low 57,143 STD

Transaction Impact: A difference of 5,391.61 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

12.2371

11.5302

JanuMarcMayJulySeptNove

BIF to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.0039, compared to 11.8392 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1647 points.

H1 Avg (Jan–Jun) 12.0039

H2 Avg (Jul–Dec) 11.8392

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.8561 STD (High: 12.4315 / Low: 11.5754). On the other end, November was the most stable month, with a tight range of 0.2262 STD (High: 11.8565 / Low: 11.6303).

January Spread (Volatile) ±0.8561

November Spread (Stable) ±0.2262

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4658 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.4658

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 12.1436) against the same month in 2012 (average: 14.3094), the exchange rate shifted by -2.1657 (-15.14%).

2013 Avg (March) 12.1436

2012 Avg (March) 14.3094

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.4315	11.5754	12.1782
February	12.0623	11.4287	11.7124
March	12.5070	11.9202	12.1436
April	12.1798	11.8572	12.0006
May	12.2803	11.7058	12.0060
June	12.2666	11.7076	11.9824
July	12.3075	12.0236	12.1486
August	12.0887	11.6252	11.9553
September	12.1142	11.7489	11.9327
October	11.8137	11.4686	11.6610
November	11.8565	11.6303	11.7484
December	11.7140	11.4302	11.5891