2018 BIF to STD Historical Review

YEARLY HIGH

11.9741 STD

YEARLY LOW

11.1100 STD

YEARLY AVERAGE

11.6196 STD

2018 BIF to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 28, valuing the pair at 11.9741. Conversely, the yearly low was recorded on February 3, dropping to 11.1100.

This high-to-low spread represents a total annual volatility of 0.8640 STD. From a start-to-finish perspective, comparing the January average rate of 11.4541 to the December average rate of 11.6465, the exchange rate registered a net change of 1.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 11.9741 was down 14.80% compared to the 2017 peak of 14.0533, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 59,870 STD

2017 Average 63,116 STD

Yearly Trough Low 55,550 STD

Transaction Impact: A difference of 4,320.06 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

11.9166

11.1866

JanuMarcMayJulySeptNove

BIF to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.4588, compared to 11.7805 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3218 points.

H1 Avg (Jan–Jun) 11.4588

H2 Avg (Jul–Dec) 11.7805

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.4927 STD (High: 11.6498 / Low: 11.1571). On the other end, September was the most stable month, with a tight range of 0.1040 STD (High: 11.8904 / Low: 11.7864).

January Spread (Volatile) ±0.4927

September Spread (Stable) ±0.1040

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2067 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2018: 11.6923) against the same month in 2017 (average: 13.0298), the exchange rate shifted by -1.3374 (-10.26%).

2018 Avg (May) 11.6923

2017 Avg (May) 13.0298

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6498	11.1571	11.4541
February	11.3846	11.1100	11.2474
March	11.3545	11.1531	11.2603
April	11.3615	11.1733	11.2529
May	11.9741	11.4842	11.6923
June	11.9679	11.6546	11.8455
July	11.9273	11.7465	11.8505
August	11.9416	11.7864	11.8558
September	11.8904	11.7864	11.8548
October	11.9406	11.5949	11.7785
November	11.9021	11.5917	11.6970
December	11.7878	11.5346	11.6465