2019 BMD to MAD Historical Review

YEARLY HIGH

9.7638 MAD

YEARLY LOW

9.4433 MAD

YEARLY AVERAGE

9.6154 MAD

2019 BMD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BMD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 9.7638. Conversely, the yearly low was recorded on January 9, dropping to 9.4433.

This high-to-low spread represents a total annual volatility of 0.3206 MAD. From a start-to-finish perspective, comparing the January average rate of 9.5325 to the December average rate of 9.6219, the exchange rate registered a net change of 0.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 9.7638 was up 1.59% compared to the 2018 peak of 9.6113, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 48,819 MAD

2018 Average 46,939 MAD

Yearly Trough Low 47,216 MAD

Transaction Impact: A difference of 1,602.75 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

9.6919

9.5180

JanuMarcMayJulySeptNove

BMD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.6006, compared to 9.6303 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0297 points.

H1 Avg (Jan–Jun) 9.6006

H2 Avg (Jul–Dec) 9.6303

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.2015 MAD (High: 9.7121 / Low: 9.5106). On the other end, February was the most stable month, with a tight range of 0.0621 MAD (High: 9.5620 / Low: 9.4999).

June Spread (Volatile) ±0.2015

February Spread (Stable) ±0.0621

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0666 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0666

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 9.6774) against the same month in 2018 (average: 9.4065), the exchange rate shifted by +0.2710 (+2.88%).

2019 Avg (September) 9.6774

2018 Avg (September) 9.4065

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.6259	9.4433	9.5325
February	9.5620	9.4999	9.5399
March	9.6655	9.5606	9.6126
April	9.6777	9.5917	9.6376
May	9.7324	9.6347	9.6736
June	9.7121	9.5106	9.6070
July	9.6480	9.5544	9.5900
August	9.6545	9.4817	9.5869
September	9.7638	9.5809	9.6774
October	9.7178	9.5988	9.6546
November	9.6857	9.6133	9.6509
December	9.6531	9.5640	9.6219