YEARLY HIGH
10.1959 MAD
YEARLY LOW
8.9511 MAD
YEARLY AVERAGE
9.3492 MAD

2025 BMD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BMD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 10.1959. Conversely, the yearly low was recorded on August 23, dropping to 8.9511.

This high-to-low spread represents a total annual volatility of 1.2448 MAD. From a start-to-finish perspective, comparing the January average rate of 10.0418 to the December average rate of 9.1779, the exchange rate registered a net change of -8.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 10.1959 was up 0.29% compared to the 2024 peak of 10.1664, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 50,979 MAD
2024 Average 49,689 MAD
Yearly Trough Low 44,755 MAD
Transaction Impact: A difference of 6,224.01 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

10.1445
8.9124
JanuMarcMayJulySeptNove

BMD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.5812, compared to 9.1172 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4641 points.

H1 Avg (Jan–Jun) 9.5812
H2 Avg (Jul–Dec) 9.1172

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.4177 MAD (High: 9.6449 / Low: 9.2272). On the other end, November was the most stable month, with a tight range of 0.0773 MAD (High: 9.3137 / Low: 9.2363).

April Spread (Volatile) ±0.4177
November Spread (Stable) ±0.0773

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3451 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3451

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 9.9982) against the same month in 2024 (average: 10.0577), the exchange rate shifted by -0.0595 (-0.59%).

2025 Avg (February) 9.9982
2024 Avg (February) 10.0577

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.1190 9.9677 10.0418
February 10.1959 9.9134 9.9982
March 9.9825 9.5709 9.7024
April 9.6449 9.2272 9.3573
May 9.3360 9.1872 9.2597
June 9.2580 9.0115 9.1279
July 9.1237 8.9649 9.0151
August 9.1029 8.9511 9.0286
September 9.0950 8.9625 9.0374
October 9.2606 9.0926 9.1759
November 9.3137 9.2363 9.2681
December 9.2577 9.1070 9.1779