2021 BMD to NPR Historical Review

YEARLY HIGH

122.1365 NPR

YEARLY LOW

115.5216 NPR

YEARLY AVERAGE

118.1790 NPR

2021 BMD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BMD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 122.1365. Conversely, the yearly low was recorded on March 23, dropping to 115.5216.

This high-to-low spread represents a total annual volatility of 6.6149 NPR. From a start-to-finish perspective, comparing the January average rate of 116.9797 to the December average rate of 120.5293, the exchange rate registered a net change of 3.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 122.1365 was down 0.75% compared to the 2020 peak of 123.0552, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 610,682 NPR

2020 Average 592,575 NPR

Yearly Trough Low 577,608 NPR

Transaction Impact: A difference of 33,074.63 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

120.9539

115.8590

JanuMarcMayJulySeptNove

BMD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 117.2212, compared to 119.1368 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.9157 points.

H1 Avg (Jan–Jun) 117.2212

H2 Avg (Jul–Dec) 119.1368

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 3.7509 NPR (High: 120.6282 / Low: 116.8772). On the other end, July was the most stable month, with a tight range of 0.7589 NPR (High: 119.5802 / Low: 118.8212).

April Spread (Volatile) ±3.7509

July Spread (Stable) ±0.7589

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.7690 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.7690

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 120.5293) against the same month in 2020 (average: 117.8033), the exchange rate shifted by +2.7260 (+2.31%).

2021 Avg (December) 120.5293

2020 Avg (December) 117.8033

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	117.4858	116.3889	116.9797
February	117.0118	115.6840	116.2836
March	117.7439	115.5216	116.3051
April	120.6282	116.8772	118.9121
May	119.1186	115.9411	117.1432
June	118.9365	116.4776	117.7034
July	119.5802	118.8212	119.1341
August	119.1023	116.6386	118.6137
September	118.7226	116.8043	117.6426
October	120.7577	118.6039	119.7892
November	120.1678	118.3786	119.1122
December	122.1365	118.9939	120.5293