YEARLY HIGH
4.2896 PLN
YEARLY LOW
3.6194 PLN
YEARLY AVERAGE
3.8978 PLN

2020 BMD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BMD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 4.2896. Conversely, the yearly low was recorded on December 17, dropping to 3.6194.

This high-to-low spread represents a total annual volatility of 0.6702 PLN. From a start-to-finish perspective, comparing the January average rate of 3.8260 to the December average rate of 3.6780, the exchange rate registered a net change of -3.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.2896 was up 6.83% compared to the 2019 peak of 4.0155, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 21,448 PLN
2019 Average 19,193 PLN
Yearly Trough Low 18,097 PLN
Transaction Impact: A difference of 3,350.89 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.2337
3.6274
JanuMarcMayJulySeptNove

BMD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0069, compared to 3.7888 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2181 points.

H1 Avg (Jan–Jun) 4.0069
H2 Avg (Jul–Dec) 3.7888

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4980 PLN (High: 4.2896 / Low: 3.7916). On the other end, August was the most stable month, with a tight range of 0.0911 PLN (High: 3.7552 / Low: 3.6641).

March Spread (Volatile) ±0.4980
August Spread (Stable) ±0.0911

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1999 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1999

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 4.0118) against the same month in 2019 (average: 3.8049), the exchange rate shifted by +0.2069 (+5.44%).

2020 Avg (March) 4.0118
2019 Avg (March) 3.8049

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8932 3.7798 3.8260
February 3.9703 3.8600 3.9206
March 4.2896 3.7916 4.0118
April 4.2477 4.1158 4.1832
May 4.2224 3.9966 4.1498
June 3.9992 3.8949 3.9499
July 3.9777 3.7140 3.8844
August 3.7552 3.6641 3.7219
September 3.9292 3.6809 3.7977
October 3.9608 3.7733 3.8559
November 3.9622 3.7472 3.7950
December 3.7247 3.6194 3.6780