2026 BMD to PLN Historical Review

YEARLY HIGH

3.8045 PLN

YEARLY LOW

3.4925 PLN

YEARLY AVERAGE

3.6579 PLN

2026 BMD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BMD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 12, valuing the pair at 3.8045. Conversely, the yearly low was recorded on January 27, dropping to 3.4925.

This high-to-low spread represents a total annual volatility of 0.3121 PLN. From a start-to-finish perspective, comparing the January average rate of 3.5897 to the December average rate of 3.7831, the exchange rate registered a net change of 5.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.8045 was down 8.65% compared to the 2025 peak of 4.1647, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 19,023 PLN

2025 Average 18,787 PLN

Yearly Trough Low 17,462 PLN

Transaction Impact: A difference of 1,560.27 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.8048

3.5450

JanuMarcMayJuly

BMD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6370, compared to 3.7831 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1461 points.

H1 Avg (Jan–Jun) 3.6370

H2 Avg (Jul–Dec) 3.7831

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1539 PLN (High: 3.7479 / Low: 3.5940). On the other end, May was the most stable month, with a tight range of 0.0204 PLN (High: 3.6415 / Low: 3.6212).

March Spread (Volatile) ±0.1539

May Spread (Stable) ±0.0204

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0582 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0582

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 3.7831) against the same month in 2025 (average: 3.6406), the exchange rate shifted by +0.1425 (+3.91%).

2026 Avg (July) 3.7831

2025 Avg (July) 3.6406

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.6405	3.4925	3.5897
February	3.5882	3.5350	3.5667
March	3.7479	3.5940	3.6961
April	3.7164	3.5870	3.6379
May	3.6415	3.6212	3.6317
June	3.7749	3.6342	3.6999
July	3.8045	3.7476	3.7831