2020 BMD to TOP Historical Review

YEARLY HIGH

2.3991 TOP

YEARLY LOW

2.2501 TOP

YEARLY AVERAGE

2.3017 TOP

2020 BMD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BMD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 2.3991. Conversely, the yearly low was recorded on June 9, dropping to 2.2501.

This high-to-low spread represents a total annual volatility of 0.1490 TOP. From a start-to-finish perspective, comparing the January average rate of 2.2967 to the December average rate of 2.2839, the exchange rate registered a net change of -0.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3991 was up 2.82% compared to the 2019 peak of 2.3333, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 11,995 TOP

2019 Average 11,453 TOP

Yearly Trough Low 11,250 TOP

Transaction Impact: A difference of 745.15 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3565

2.2630

JanuMarcMayJulySeptNove

BMD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3128, compared to 2.2906 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0221 points.

H1 Avg (Jan–Jun) 2.3128

H2 Avg (Jul–Dec) 2.2906

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0911 TOP (High: 2.3991 / Low: 2.3080). On the other end, February was the most stable month, with a tight range of 0.0107 TOP (High: 2.3208 / Low: 2.3101).

March Spread (Volatile) ±0.0911

February Spread (Stable) ±0.0107

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0374 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0374

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.3487) against the same month in 2019 (average: 2.2623), the exchange rate shifted by +0.0864 (+3.82%).

2020 Avg (March) 2.3487

2019 Avg (March) 2.2623

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3165	2.2824	2.2967
February	2.3208	2.3101	2.3164
March	2.3991	2.3080	2.3487
April	2.3606	2.3069	2.3358
May	2.3262	2.2892	2.3082
June	2.2950	2.2501	2.2708
July	2.2892	2.2689	2.2799
August	2.2895	2.2664	2.2806
September	2.3155	2.2628	2.2844
October	2.3262	2.3032	2.3139
November	2.3267	2.2871	2.3011
December	2.2916	2.2741	2.2839