YEARLY HIGH
2.3059 TOP
YEARLY LOW
2.2181 TOP
YEARLY AVERAGE
2.2658 TOP

2021 BMD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BMD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 2.3059. Conversely, the yearly low was recorded on June 2, dropping to 2.2181.

This high-to-low spread represents a total annual volatility of 0.0878 TOP. From a start-to-finish perspective, comparing the January average rate of 2.2811 to the December average rate of 2.2848, the exchange rate registered a net change of 0.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.3059 was down 3.89% compared to the 2020 peak of 2.3991, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 11,529 TOP
2020 Average 11,508 TOP
Yearly Trough Low 11,090 TOP
Transaction Impact: A difference of 438.90 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.3014
2.2289
JanuMarcMayJulySeptNove

BMD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2700, compared to 2.2616 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0084 points.

H1 Avg (Jan–Jun) 2.2700
H2 Avg (Jul–Dec) 2.2616

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0501 TOP (High: 2.2856 / Low: 2.2355). On the other end, July was the most stable month, with a tight range of 0.0189 TOP (High: 2.2669 / Low: 2.2480).

November Spread (Volatile) ±0.0501
July Spread (Stable) ±0.0189

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0246 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0246

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 2.2953) against the same month in 2020 (average: 2.3164), the exchange rate shifted by -0.0211 (-0.91%).

2021 Avg (February) 2.2953
2020 Avg (February) 2.3164

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.2976 2.2607 2.2811
February 2.3059 2.2720 2.2953
March 2.2982 2.2597 2.2803
April 2.2913 2.2597 2.2763
May 2.2715 2.2315 2.2517
June 2.2562 2.2181 2.2350
July 2.2669 2.2480 2.2577
August 2.2861 2.2526 2.2638
September 2.2762 2.2390 2.2522
October 2.2705 2.2335 2.2531
November 2.2856 2.2355 2.2579
December 2.2945 2.2747 2.2848